Tag-Archive for » COBRA «

Being laid off from a job you love is more than a mere lay off.  After all, your support network is no longer there to greet you daily.  They are not there to say “a job well done” when you mastered a new technique or managed to put up with an obnoxious individual or even a rude boss.

Lay off means that your health insurance is no longer in force.  Oh yeah…you may be offered COBRA for a few months, but that is expensive, especially if you are collecting unemployment.  So you opt out and hope that your health holds up.  Unemployment checks barely cover your daily expenses and gas gets expensive when you have to use the car to look for work.

Life iinsurance?  At one time your family was taken care of.  No more.  Your company’s life insurance quit the day you got laid off.  You now have nothing to offer your family that would help with their future endeavors.

Yes…layoffs are more than layoffs.  Your livelihood has been severely reduced.  Your mental health is affected and fighting that feeling that you are no longer useful is an all day project.  A quiet house during the day can get very “loud” and all of a sudden you welcome the 5:00 hour for a different reason.  You need companionship – someone to talk to.

Time does heal and pretty soon you feel the need to decide whether to seek other employment or even become self employed.  The latter seems to be far more appealing as you can “call the shots” and who knows, find out what you are made of. 

Whatever the reason…may anyone facing lay off find themselves in a better position as they start down an unfamiliar road to their future with familiar skills they already possess.

You were recently laid off.  For the past 20 years you worked in the medical field, most of those years for one hospital in a specialty department.  You initially started working as a receptionist, a file clerk, a transcriptionist and eventually working your way to managing a department, overseeing medical records and all that entails.

Then came the pink slip.  For whatever reason you did not have a job (aand neither did your coworkers) but were entitled to a severance package, unemployment and COBRA. 

You also were told that you are eligible to be hired within two years of lay off date, anywhere in the hospital when a job becomes available, and still be able to retain your seniority. 

You also understood that jobs would initially be offered to employees actively working for the hospital and then to previous employees and finally to individuals looking to work in a hospital environment. 

Jobs have been available and posted.  Unit Secretary, File Clerk. Transcriptionist and Office Manager.  You have qualified for each job description and have kept up your skills with each one. 

Yet…after submitting countless resumes and cover letters, you have not received one phone call for an interview or a job offer.  Each job posted, closed.  Active employees or individuals “off the streets” were hired. 

The only reasoning conclusion you could come up with is that you are almost 63.  No intention of retiring in the near future until being forced to.  In fairly good health.  No abuse of  health insurance when working for this hospital.  And still…no invitation to become a viable working employee for a past employer. 

Is this age discrimination in action?  You tell me.